It is our job to ensure that you have cover in place that’s right for you, Critical Illness Cover pays out a monetary amount upon diagnosis of a critical illness or disability. Critical illness is a one in two chance, that means it’s affecting me or you. You should ask yourself if you fell ill and could not go to work, would you be able to afford to pay for your bills, family and lifestyle? 

You pay fixed monthly premiums for the number of years you want your policy to last, this is normally over a mortgage term or until retirement.

If a child is diagnosed with one of our specified critical illnesses, during the term and survives for 14 days after the date of diagnosis, the relevant amount of cover is paid (if eligible).

Eligibility:

• Natural, legally adopted and stepchildren, as well as any children the policyholder may have in the future.
• The child is covered from when they are 30 days old to their 18th birthday, or 21st birthday if they are in full time education.

Exclusions:

• The child’s condition is present from their birth.
• The symptoms first arise before the child is covered, or if the child dies within 14 days of meeting the definition of the critical illness.